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The training is being imparted at 7,699 Primary Cooperative Credit Societies (PACS) at village levels under 18 state cooperative banks, according to B S Shekhawat, Chief General Manager, Gujarat region, NABARD.
“We will train them for a period of six months to understand the nitty-gritty of agricultural loans,” said Shekhawat.
Human resource being one of the biggest impediments to the growth of the cooperative sector, this step is expected to help lakhs of farmers in the state.
“At NABARD, we do not require very sophisticated professionals… even a 10th pass or 12th pass can do the task. But what we are focusing on is relationship banking, which will involve more and more farmers to take loans from the cooperatives,” he added.
Shekhawat was speaking at a seminar on the revival of the rural credit co-operatives, organised by the Department of Co-operation and RBI endowment unit, at M S University's commerce faculty.
Shekhawat further said that personalised banking will increase the outreach of the bank and raise the banks' share in dibursing the loans.
“It is not the money we are looking at, but a more community-based approach in which the farmer is comfortable in taking the loans and the cooperative banks becomes more accountable to them,” he said.
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