As an editor, my perks amounted to a lot more than my salary. As a freelance syndicated columnist, I have no perks, but I earn a lot more than I did as an editor, have greater impact and wider readership.

Money comes low down on my list of priorities. I value good health and a fulfilling occupation more than money. I wanted to become a writer at a time when there was little money in written books, and I was able to do so because I had money to survive.

I don't know what being money savvy means. I know nothing of either the stock market or real estate business.

My only expensive habit is a taste for premium Scotch and vintage wines. I am poorly dressed, live in a modest-sized apartment, drive my own car and, though Iam a member of the three top clubs of Delhi, I only go to one to play tennis. I don't gamble or entertain lavishly. I don't even have to buy books, as dozens are sent to me for reviewing!

I have seen all I wanted of the world. My days of travelling are fast coming to a close. When I returned from Italy a few months ago, I was tempted to tear up my passport to put temptation out of my way. Now, my favourite destination is my home!

My first salary? I expect I gave it to my mother, but I am not sure. Money has kept me in comfort, saved me from the temptation of earning it by illicit means, allowed me to educate my son and daughter in Cambridge University, and pay the exorbitant bills of doctors, dentists and lawyers!Do I like money? I like to have enough to keep me in comfort. I don't want any more, and don't envy people better off than me. Money need not be the root of all evil! I know many very rich people who made their millions by honest means and remain humble, courteous gentlemen -- the Birlas,Tatas, Kirloskars, Nandas, Thapars and dozens of others.

I follow the Punjabi tradition of earmarking a tenth of my earnings for charity. It is not restricted to any community -- I have given to Mother Teresa, the Spastic Society, retarded children, etc.

People call me a miser, but I am more generous than any of my circle of friends. But I am certainly not a spendthrift.

-- As told to Punam Mohandas