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Crisil assigns highest rating for Bajaj Auto Finance fixed deposit 

Kailash Rajwadkar  
MUMBAI, MARCH 6: The Credit Rating Information Services of India Ltd (Crisil) on Monday reaffirmed the `FAAA' rating for the fixed deposit programme of Bajaj Auto Finance Ltd (BAFL). The company's Rs 10-crore commercial paper programme has been assigned `P1+'rating. The ratings reflect the strong financial and business support from the company's parent - Bajaj Auto - coupled with BAFL's strong market position, comfortable asset quality, strong financial position and favourable capital structure, a Crisil release said.

Crisil has also reaffirmed the `FA-' ratings for Symphony Comfort Systems Ltd's fixed deposits. The rating reflects the company's strong position in the domestic air-cooler market and its relatively comfortable capital structure. The company continues to remain constrained by the highly seasonal nature of the industry, relatively small net worth and decline in cash accruals.

Crisil has assigned a `D' rating for Hindustan Development Corporation Ltd's (HDCL) two non-convertible debentures worth Rs 19.59 crore.

The rating agency has also reaffirmed the `D' rating for HDCL's Rs 89.93 crore non-convertible debenture programme. The ratings reflect the weak liquidity position, inability to recover the funds blocked in inter-corporate deposits (ICDs) and the large repayment obligations in future.

Crisil has reaffirmed `FA' rating to the fixed deposit programme of Vysya Bank Housing Finance Ltd. The company has a favourable outlook with growth prospects of the housing finance industry while on the negative side increasing competition, high gearing and declining trend in profitability, a Crisil release said.

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