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J&K Bank net profit up 41% to Rs 120 crore 

George Smith Alexander  
Mumbai, June 8: Spurred by an increase in other income, Jammu & Kashmir Bank has shown a 41 per cent increase in its net profit to Rs 120.17 crore for the year ended March 2000 compared to the Rs 85.45 crore in the previous fiscal. The bank's other income has shown a massive increase to Rs 105.11 crore for the period against Rs 43.02 crore for the previous year.

The bank has also decided to restructure and has signed an MoU with Price Waterhouse. Price Waterhouse will help in setting up the bank's asset-liability management package and help it in firming future business plans.

Said J&K Bank's chairman, MY Khan: "The bank has recovered non-performing assets (NPAs) worth Rs 770 crore during the fiscal 2000 by giving more power to the committes at the district level. In view of the better than expected results the board has declared a dividend of Rs 3.5 (35 per cent) for the year ending March 2000."

Deposits recorded a 46 per cent increase to Rs 9,422 crore while advances increased by 20.7 per cent to Rs 3,518 crore. The yield on investments for the period was at 14.43 per cent. Business per employee increased to Rs 2.06 crore from Rs 1.50 crore. The bank will open around 15 branches outside the state of J&K while six are to open within the state.

Copyright © 2000 Indian Express Newspapers (Bombay) Ltd.

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