The scheme, kicked off in 1984 and aided by a World Bank loan of Rs 75.48 crore, was to be implemented through the next 10 years. MHADA was to acquire 525 hectares and allot plots on a 90-year lease to build houses, mainly for the lower-income group. In Mumbai, 385.64 hectares were acquired at Charkop (139.7 hectare), Gorai (101.83 hectare), Kandivli (6.75 hectares) Akurli, Kandivli (9.64 hectares), Versova (29.9 hectares), Malvani (44.42 hectares), Charkop (43.19 hectares) and Mulund (10.01 hectares). The allotment was done by a lottery method forindividual and co-operative housing society plots.

MHADA had even contributed Rs 133 crore towards acquiring the land and providing drains, water, sewerage and electricity. Many of the building plans had also been passed by the Brihanmumbai Municipal Corporation.

But when the CRZ notification banning construction within minimum 50 meters and maximum 500 metres of the high tide line came into effect in 1991, allotment of plots and construction plans for the plot were put on hold. And with all of MHADA's open land being given to the Shiv Shahi Punarvasan Prakalp (SSPP), MHADA says alternate land will also be out of question.

Considering that a Coastal Zone Management plan is being prepared by the state government, MHADA officials say that the affected land cannot be used at present. The decision to refund the deposits has yet to be ratified by MHADA's executive committee. According to Vishwanath Nerurkar, chairperson of the Mumbai Board, the deposit money of Rs 500 per applicant is likely to be refundedfrom January, 1999. ``The percentage of interest will be decided later,'' he told Express Newsline.